The Tactical Empire

Personal Finances: Mid-Year Wake-Up Call for Your Money

Episode Summary

In this short solo episode, Shawn Rider delivers a mid-year financial wake-up call: Track what you want to improve—especially your money. He urges listeners to treat their personal finances like a business, tracking income, expenses, and the resulting "family profit." Once you know your numbers, give every dollar a job—whether that's funding emergency savings, investing, or eliminating wasteful spending.

Episode Notes

In this quick solo episode, Shawn Rider delivers a blunt but necessary reminder: you can’t improve what you’re not tracking—especially when it comes to your finances.

He walks through the key mindset shifts every man should apply mid-year:

Treat your personal finances like a business

Track your income, expenses, and define your family profit

Assign every dollar a job—don’t let “productive” money sit idle

Reevaluate your financial tools: Are they really serving your goals?

Shawn also connects this to The Tactical Empire’s 7 Levels of Financial Freedom, focusing on:

You as the asset

Knowing your BAM (Bare-Ass Minimum)

Accessing liquidity

Creating your own family banking system

Deploying capital into income-generating assets

🔑 Key Takeaways:

Mid-year is the perfect time to review and reset your financial strategy

Most financial stress comes from not knowing where your money is going

Financial tools should serve your life goals—not just sound good on paper

📣 Want to learn the 7 Levels of Financial Freedom?

Join the Tactical Empire Inner Circle: https://thetacticalempire.com/membership

Episode Transcription

@shawn_rider_ (00:00)

What's up guys, welcome to the Tactical Empire. This is Sean writing solo today. It's gonna be a super short episode, but I wanna take some time today to remind you that you need to track the things that you want to improve. And today's reminder is for you to track your financials, your personal financials and your business financials. Personally, I like to view...

 

My personal financials like a business. I want to know what money is coming in, so family revenue and what money is going out, family expenses. And that leaves behind a delta, which is our profit, our family profit. If you have not been tracking your financials consistently, this is a good time, about halfway through the year, to catch up.

 

and see how much money has been coming in and see how much money has been going out and seeing where that money has been going and making any adjustments that you deem necessary ⁓ once you see the aggregated numbers. The next level to that, step two after you track it, is to figure out what jobs you want your money to do, okay? So when you have a family delta or family

 

profit, whatever's left over, you need to have a job for it so you can sweep that money away. If you're not happy with the family profit that you have, it's because you didn't create jobs for what you had left over in the past. so lifestyle creep came into your personal financials and minimized the number of dollars that you can deploy. These dollars are little army people that you need to send out.

 

to different places, not in a diversified way, but you need to send them to places that you're trying to win financially at. ⁓ So take some time this week or next, catch up on those financials, figure out where your money's going, and then create jobs for that money. Now, right now, you probably have some productive, or what you deem as productive, jobs for your money.

 

Like you're sweeping money into an emergency fund account. You're sweeping money into a 529 plan for your kids and it makes you feel good. You're sweeping money into a Roth IRA and then you have an additional brokerage account because you were told to invest more for your future. If you're happy with those things, be my guest. But when you see the current job that your quote productive dollars are doing, the next question I have for you is why do you have that money going there?

 

And then the next question after that, because a 529 plan, would say, well, it's for my kid's future college tuition. So then my next job after that is, is that money currently serving you? Will it actually serve the purpose that you have for it in the future? Is there other ways that you can utilize that money now to reach the same goal without being tied to the restrictions that that type of financial tool and product imp...

 

You may not be happy with the answers to those questions that you have and that's the point of the seven levels of financial freedom from the tactical empire which is a core product and teaching that we have for the men in the group. We want to of course level one find out that you are the asset. How are we going to keep you healthy and fit to live a long prosperous ⁓ life? Number two is your BAM. In order to know your bare-ass minimum you need to track your finances.

 

then it becomes your liquid or access to liquidity, which is level three. Where is all your money? What is it doing? Do you have access to it? This is what the purpose of this podcast is, which is track your money and figure out the jobs that you have your dollars doing. After that, you may want to reallocate your portfolio. That is where level four, create your own family banking system via infinite banking.

 

higher early cash value life insurance policies comes into play. We have a whole curriculum and videos on that. And then from there, once we have our family banking in place, then we look at deploying our money via life insurance loans and liquidity, HELOCs, lines of credit, things like that, other people's money to buy cash flowing assets, usually in the form of real estate or businesses. Okay, so this is your biannual reminder to track your finances, both personal and business.

 

Hopefully you like what you see, but if you don't, it is time to make some adjustments. We will chat soon.